About
My name is Melon Amari and I am the founder of Nectar Flow Finance.
I started this website in early 2025 to document my own journey towards financial freedom, as well as the trials and tribulations of learning Finance from the ground up. For example my experience trying to learn how to pay off debt. It seemed valuable to share my insights and tips on personal finance, budgeting, investing and making money.
I have a background in tech with a Bachelors of Science in Cybersecurity, and I work as a Security Engineer and Operations Architect at a small company in Seattle. I build the technical infrastructure for startups and small business and I’m passionate about helping founders launch their ideas to make sustainable products.
I went from living off grid with an income of about 9k per year to having a full time tech job after completing my degree. My low income made me a wizard and being frugal. This shift immediately made me aware of how little I knew about finance. However, as a gardener I knew a thing or too about planning for the future putting food back for Winter. I may not have a finance background, but I am deeply rooted in the natural world, while also being very proficient in the digital world.
Blending my nature smarts and my newly found career path – I decided to start this blog.
In the Beginning
I accumulated a lot of student loan debt during my first attempt at University. I spent years with that looming with hardly enough resources to make a dent and keep up with the interest payments. I started thinking of ways to make extra money. I tried starting my own businesses, various side hustles. Always dreaming and scheming ways to clean up my wayward past.
I am a lover of life, and believe that money and capitalism shouldn’t be the driver of fulfillment. The reality is that unless you have a large amount of discipline and are extremely stubborn, living outside of the modern world. It takes a lot of effort to be comfortable and build community, while also not depending on financial systems.
As I’ve grown on my journey I have made progress on paying back my student debt, and investing, and having a stable income. Chronicaling this adventure with the hopes to inspire others who are not finance gurus.
Making your own nectar flow
I always liked the metaphor of financial wellness being akin to the community driven effort of bees creating honey for their hives to survive the winter.
People who read Nectar Flow Finance will have a multitude of reasons, and I hope to provide practical actionable advice for improving one’s financial well being.
Some of the reasons why you may want to read Nectar Flow Finance:
- To participate in a community of likeminded individuals who want to learn about personal finance. Nectar Flow Finance provides a wealth of knowledge on personal finance topics such as saving, investing, budgeting, debt repayment and making money in down to earth real ways. Readers have the opportunity to learn about different techniques and strategies from lived experiences.
- To get inspiration and motivation. I want to share my personal journey on Nectar Flow Finance, so that you can see what a real person is doing to make money, reach financial independence, and retain values driven by diversity, equality and love for other humans.
- To get specific advice. Nectar Flow Finance offers practical and actionable advice on a wide range of financial topics. You can use this advice to make real changes in your life that will give you space to breathe and help you cultivate the paradise garden.
- To connect the readers with community. Nectar Flow Finance while small now, is intended to grow and create a larger community of active readers who can share their tips and advice with each other in comments, or on social media. You’re also welcome to send me a message or email any time, I’m eager to help.
It’s clear as day that personal finance is not a simple skeleton key endeavor. Everyones circumstances are different, and I encourage readers to explore and find the strategies and approach that work best for their unique situation.
Whether that means growing a traditional career path, starting a lucrative side hustle, living a non-traditional lifestyle, Nectar Flow Finance emphasizes the beauty of finding the solutions that align with your personal values and dreams.
Thank you for joining me on this journey
~ Melon
Join the Hive
Got questions? Buzzing with ideas? Reach me at social@nectarflowfinance.com.
Want to stay connected? Follow me on BlueSky for weekly “nectar drops”—tiny, potent money tips to help your wealth bloom.